Topsail Island, North Carolina

We live here. We invest here. We host here.

Topsail Elite Realty is a coastal brokerage run by people who own property on this island, operate vacation rentals on it, and write about it. Buying, selling, or renting it out, you get advice from the owner's side of the table.

The Topsail Elite Realty team on Topsail Island
  • Licensed North Carolina brokers
  • 10 yrs Coastal investing experience
  • Owners We operate rentals here ourselves
  • 7 areas Island and mainland coverage
Sunrise over the sound at Topsail Island
Why us

Advice from the owner's side

Beach access, insurance exposure, flood elevation, HOA rules, rental potential, storm history, maintenance cost. On this island those are not footnotes. They decide whether a property works.

Jana and Jeff have spent a decade investing in coastal property, and have personally owned, improved, marketed, and operated vacation rentals on Topsail Island and in the Bahamas. That is a different conversation from the one you get with an agent who has only ever seen this island from the listing side.

We also publish Visit Topsail NC, the island's business directory and local guide, so we follow what is actually happening here week to week.

Topsail Island oceanfront

Twenty six miles of barrier island, three towns, and two counties. What works in Surf City does not automatically work in North Topsail Beach.

The island and the mainland

Three towns, and they are not the same

Each end of the island behaves differently, and the mainland communities are a different market again. Knowing which one fits you is most of the decision.

North Topsail Beach

North Topsail Beach

The least developed end of the island, with the most oceanfront and the most to understand about erosion, elevation, and insurance before you buy.

Surf City

Surf City

The center of the island. Most of the restaurants, the new bridge, and the widest mix of primary homes, second homes, and rentals in one place.

Topsail Beach

Topsail Beach

The quiet southern end. Older cottages, a small commercial strip, and a sound side that holds its value for reasons the listing photos rarely show.

Across the bridge

We also work throughout Sneads Ferry, Holly Ridge and Hampstead, where mainland value, new construction, and year-round community put you minutes from the island without island pricing.

The team

Who you will actually be working with

Jana Passe
Jana Passe

Owner / Broker

Topsail Island real estate broker, vacation rental owner, and short-term rental co-hosting specialist.

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Amber Johnson
Amber Johnson

Broker in Charge

There is an important difference between a house and a home.

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Jeff Wells
Jeff Wells

Broker

Topsail Island real estate broker, coastal investor, island community author, and local market expert.

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